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:13:28
Therefore...
:13:30
in view of the differential...
:13:33
between your present equity...
:13:45
Between your present equity
and the amount necessary...

:13:47
for capitalization...
:13:51
we cannot extend the loan
you require.

:13:55
Should your equity...
:14:07
Where?
:14:08
"Should your equity."
:14:10
Should your equity increase,
do not hesitate to call on us...

:14:13
for a personal reappraisal,
et cetera, et cetera.

:14:16
Standard closing.
:14:21
Yes, sir.

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