John Q
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:20:03
This is a lot.
:20:20
All right.
:20:25
If he was your son,
what would you do?

:20:29
- I'd do the transplant, absolutely.
- Okay. Okay?

:20:37
Let's do that. Let's do it.
:20:42
First we've got to get Mike's name
on the organ recipient list.

:20:46
He's B-positive, so his name
should go right to the top.

:20:49
It's not so simple.
:20:50
There are other considerations before
a recipient can be placed on a donor list.

:20:54
Transplant surgery is very expensive.
In most cases, prohibitively so.

:20:59
We got insurance, major medical.
He's covered.

:21:02
We've already checked
with your carrier, Mr Archibald.

:21:05
There are no provisions in your policy
for a procedure of this magnitude.

:21:09
That's a mistake.
Not that you're making a mistake.

:21:12
I'm just saying that I'm insured.
My son's covered.

:21:17
Mrs Archibald,
do you have coverage?

:21:19
No. I've only been working
at the supermarket a couple months.

:21:21
- You don't get benefits until...
- Doesn't matter. We got insurance.

:21:28
I can see here
that you don't own your home.

:21:31
You have no stocks,
no bonds, no investments.

:21:33
- You have a little over $1,000 in savings.
- But we got insurance.

:21:37
That may very well be. You're going to
have to check with your carrier.

:21:40
In the meantime, we're going to
have to treat this as a cash account.

:21:43
- What?
- How much does a transplant cost?

:21:45
Wait a minute.
How much does it cost?

:21:49
Transplant surgery,
doctors' fees, postoperative care,

:21:52
immunosuppressant drugs...
you're looking at a minimum of $250,000.

:21:56
If you opt for transplant surgery,
that is your choice,


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