:13:00
Well, what if l--
what if l borrow half?
:13:03
And then l can make--
:13:05
No, it doesn't exceed that.
:13:09
Personal collateral?
:13:12
Uh, we own a go-cart track.
:13:18
Let's cut to the chase,
shall we, Mrs. Phillips?
:13:21
You're not qualified
for a personal loan of this size.
:13:26
l understand, but, uh,
my husband is sick and l was hoping--
:13:29
Yes. Yes, l'm aware
of that, Mrs. Phillips.
:13:33
Doesn't it mean anything
that l work for the bank?
:13:36
- But you're freelance, aren't you?
- Mm-hmm.
:13:40
From a security company.
:13:45
A security company which,
under your guidance...
:13:48
has been unable
to provide my bank...
:13:51
with a fully operational security system
in the allotted time...
:13:54
stated in the contract.
:13:59
[ Mrs. Phillips Whispers ]
Come on.
:14:00
Come on, sweetie.
:14:09
Don't you have a heart?
:14:11
This is not an emotional issue,
Mrs. Phillips.
:14:16
A bank has no heart.
:14:20
Only paper in a vault.
:14:28
Strange not being able to move.
:14:32
l've been staring at the same spot
on the ceiling for the past three hours.
:14:36
Mom can't come up
with the money, Dad.
:14:40
l escaped death
on that climb, Maddy.
:14:44
Twenty feet from the summit,
my gear stuck...
:14:47
but there was this perfect crack
all the way up to the top.
:14:50
You free-climbed it?
:14:53
lt was so easy,
l lost concentration and l fell.
:14:56
But somebody or something was looking out
for me so l could go home...